How Protocol Health Works

Understanding our S&P-style rating system for DeFi protocols

The Rating System

Every protocol is scored across 5 key dimensions, with a maximum total score of 100 points

Grade A (90-100)
Exceptional Safety
Grade B (70-89)
Strong Performance
Grade C (60-69)
Acceptable Risk
Grade D (50-59)
High Risk
Grade F (0-49)
Very High Risk

The 5 Key Dimensions

1. Security (30 points max)

Audit history, age, and exploit tracking

  • Protocol Age: +10 points for 3+ years, +7 for 1.5+ years, +4 for 6+ months
  • TVL as Security Signal: +5 points for $1B+ TVL (battle-tested by market)
  • Base Score: 15 points (assumes basic security measures)

Example: Aave (3+ years, $10B TVL) = 15 + 10 + 5 = 30/30

2. TVL Stability (20 points max)

Liquidity depth and protocol stability

  • $5B+ TVL: +10 points
  • $1-5B TVL: +7 points
  • $500M-1B: +5 points
  • $100-500M: +3 points
  • Base: 10 points

3. Decentralization (20 points max)

Multi-chain deployment

  • 4+ chains: +10 points
  • 2-3 chains: +5 points
  • Base: 10 points

4. Financial Health (20 points max)

Revenue and sustainability

  • • Based on TVL tiers (same as TVL Stability)
  • • Higher TVL = more revenue potential

5. Community (10 points max)

Engagement tracking

  • 1.5+ years: +3 points
  • Multi-chain: +2 points
  • Base: 5 points

FAQ

Can I trust a C-grade protocol?

C-grade means acceptable risk. Not unsafe, but requires caution.

How often are scores updated?

Daily at 12:00 UTC. Track changes on protocol pages.

Is this financial advice?

No. We provide risk analysis, not investment advice. DYOR.